K&F has been representing businesses in litigation involving consumers since its founding in 1975. During that time, it has developed a sophisticated understanding of the highly regulated environment involving interactions with consumers. The Fair Debt Collection Practices Act (“FDCPA”), the Fair Credit Reporting Act (“FCRA”), the Fair Credit Billing Act (“FCBA”), the Electronic Funds Transfer Act (“EFTA”), and the Truth-in-Lending Act (“TILA”), to name just a few, impose detailed restrictions on collection agencies, collection law firms, debt buyers, lenders, financial institutions, and creditors of all kinds.
From this complicated tangle of sometimes conflicting laws emerged a cottage industry of consumer litigation often seeking damages for mere technical or even imaginary slights. K&F has defended such actions for years. Its attorneys have a wealth of experience in the nuances of such litigation.