In 1975, Kramer & Frank was founded to represent business clients in litigation matters involving, among many things, consumers and debt collection. Kramer & Frank has developed a sophisticated understanding of the extensively-regulated environment in which businesses must interact with consumers. The Fair Debt Collection Practices Act (the “FDCPA”), the Fair Credit Reporting Act (the “FCRA”), the Electronic Funds Transfer Act (the “EFTA”) and the Truth in Lending Act (“TILA”), to name just a few, impose detailed mandates and prohibitions on collection companies and law firms, lenders and financial institutions, and creditors and credit reporting agencies. The ever-deepening flood of lawsuits that these laws have spawned is often deemed “Consumer Litigation.”
Kramer & Frank has defended such Consumer Litigation for years. Its attorneys are experts in these areas.